:root{--navy:#062d57;--blue:#0479c9;--blue2:#eaf7ff;--lime:#77bf2f;--ink:#17354f;--muted:#5b7082;--line:#d6e7f2;--white:#fff;--shadow:0 16px 44px rgba(8,47,87,.1)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#fff;color:var(--ink);font-family:Arial,Helvetica,sans-serif;line-height:1.65}img{max-width:100%;display:block}a{color:var(--blue)}.skip{position:absolute;left:-999px}.skip:focus{left:16px;top:12px;background:#fff;padding:10px;z-index:99}.header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}.nav{max-width:1180px;margin:auto;padding:11px 22px;display:flex;align-items:center;gap:24px}.logo{width:245px;height:auto}.links{margin-left:auto;display:flex;align-items:center;gap:22px}.links a{text-decoration:none;color:var(--navy);font-weight:800}.links a[aria-current=page]{color:var(--blue)}.button{display:inline-flex;align-items:center;justify-content:center;background:var(--lime);color:#0c2b16!important;padding:11px 18px;border-radius:999px;text-decoration:none;font-weight:900}.hero{background:linear-gradient(125deg,#eef9ff 0,#fff 58%,#e4f6ff 100%);border-bottom:1px solid var(--line)}.hero-inner{max-width:1180px;margin:auto;padding:64px 22px}.eyebrow{font-size:.82rem;letter-spacing:.14em;text-transform:uppercase;color:var(--blue);font-weight:900}.hero h1{font-size:clamp(2.5rem,5vw,4.7rem);line-height:1.03;letter-spacing:-.04em;color:var(--navy);max-width:880px;margin:12px 0 20px}.hero p{font-size:1.18rem;max-width:760px;color:#3f5b70}.topicbar{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:78px;z-index:15}.topics{max-width:1180px;margin:auto;padding:13px 22px;display:flex;gap:10px;overflow:auto}.topic{white-space:nowrap;border:1px solid #9dcae9;background:#fff;color:var(--blue);padding:7px 14px;border-radius:999px;font-weight:800;cursor:pointer}.topic.active{background:var(--blue);color:#fff}.main{max-width:1180px;margin:auto;padding:34px 22px 76px}.featured{display:grid;grid-template-columns:1.25fr 1fr;gap:36px;align-items:center;margin-bottom:34px}.featured img{width:100%;height:340px;object-fit:cover;border-radius:18px}.featured h2{font-size:2.35rem;line-height:1.1;color:var(--navy);margin:8px 0 14px}.label{font-size:.76rem;letter-spacing:.09em;text-transform:uppercase;color:var(--blue);font-weight:900}.read{font-weight:900;text-decoration:none}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px 22px}.card{border-top:1px solid var(--line);padding-top:18px}.card img{width:100%;height:180px;object-fit:cover;border-radius:12px}.card h2{font-size:1.25rem;line-height:1.2;color:var(--navy);margin:8px 0}.card p{color:var(--muted);margin:0 0 8px}.cta{background:var(--navy);color:#fff}.cta-inner{max-width:1180px;margin:auto;padding:34px 22px;display:flex;align-items:center;justify-content:space-between;gap:20px}.cta h2{margin:0;font-size:1.8rem}.cta p{margin:4px 0 0;color:#d6e7f2}.footer{background:#041f3a;color:#dce9f3}.footer-inner{max-width:1180px;margin:auto;padding:38px 22px;display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:42px}.footer .logo{filter:brightness(0) invert(1);opacity:.95}.footer a{color:#fff}.footer h2{font-size:1rem;margin-top:0}.article-hero{background:linear-gradient(130deg,#eff9ff,#fff);border-bottom:1px solid var(--line)}.article-hero-inner{max-width:980px;margin:auto;padding:58px 22px 42px}.article-hero h1{font-size:clamp(2.3rem,5.5vw,4.3rem);line-height:1.04;letter-spacing:-.04em;color:var(--navy);margin:10px 0 18px}.article-hero p{font-size:1.16rem;max-width:760px}.article{max-width:900px;margin:auto;padding:38px 22px 74px}.article-cover{width:100%;height:430px;object-fit:cover;border-radius:20px;margin-bottom:38px}.article h2{font-size:clamp(1.55rem,3vw,2.15rem);line-height:1.18;color:var(--navy);margin:42px 0 12px}.article p{font-size:1.08rem}.article-cta{margin-top:54px;border-radius:22px;background:var(--blue2);padding:30px}.article-cta h2{margin-top:0}.breadcrumbs{font-size:.9rem;font-weight:700}.hide{display:none!important}@media(max-width:860px){.links a:not(.button){display:none}.logo{width:190px}.featured{grid-template-columns:1fr}.featured img,.article-cover{height:280px}.grid{grid-template-columns:repeat(2,1fr)}.topicbar{top:68px}.footer-inner{grid-template-columns:1fr 1fr}.cta-inner{align-items:flex-start;flex-direction:column}}@media(max-width:560px){.nav{padding:10px 14px}.logo{width:170px}.button{padding:9px 12px;font-size:.78rem}.hero-inner,.article-hero-inner{padding:43px 18px 34px}.hero h1,.article-hero h1{font-size:2.35rem}.main,.article{padding-left:18px;padding-right:18px}.grid{grid-template-columns:1fr}.card{display:grid;grid-template-columns:112px 1fr;gap:13px}.card img{height:105px}.card .label,.card .read{grid-column:2}.card h2,.card p{margin-top:0}.featured img,.article-cover{height:230px}.topics{padding-left:18px}.footer-inner{grid-template-columns:1fr}.cta h2{font-size:1.45rem}}